6 Best Places to Retire in North Texas

Best Places to Retire in North Texas

Retirement isn’t just about slowing down, it’s about finding the right place to enjoy life on your terms. Whether you’re looking for a quiet community, easy access to healthcare, great golf courses, or a vibrant social scene, North Texas offers a wide variety of towns and neighborhoods that check all the boxes.

At Smart Realty, we’ve helped many clients make the transition into their next chapter. If you’re considering a move, here are some of the best places to retire in North Texas, based on what retirees often look for: affordability, quality of life, healthcare access, and lifestyle amenities.

1. Denton

Denton combines the charm of a college town with the conveniences of a growing metro area. It has two universities, a walkable downtown square, local music and art, and access to top medical care.

Why retirees love Denton:

• Lower cost of living compared to Dallas suburbs
• Thriving cultural and music scene
• Great healthcare access (Texas Health, Medical City Denton)
• Active adult communities nearby

2. Frisco

While often thought of as a fast-growing family hub, Frisco also offers upscale living, excellent medical care, and a range of neighborhoods suited for active adults.

Highlights for retirees:

• Luxury master-planned communities
• World-class healthcare (Baylor Scott & White, UT Southwestern)
• Shopping, dining, and recreation all nearby
• Many walking trails and golf courses

3. McKinney

McKinney’s historic downtown, beautiful neighborhoods, and slower pace make it an appealing place to retire. It has been ranked among the best places to live in the U.S., and it’s easy to see why.

What makes it ideal:

• Beautiful tree-lined streets and historic charm
• Easy access to dining, shopping, and medical services
• Golf clubs and adult communities like Del Webb at Trinity Falls

4. Granbury

Looking for lake life? Granbury offers a relaxed lifestyle with the bonus of waterfront views and small-town friendliness. It’s especially appealing for those who want to fish, boat, or just enjoy scenic surroundings.

Why retirees move here:

• Affordable lakefront homes
• Slower pace with lots of charm
• Active community and events year-round
• Easy drive to Fort Worth

5. Flower Mound

For those who want suburban comforts with a close-knit feel, Flower Mound is a great pick. It’s not too far from the DFW airport, making it perfect for retirees who travel or have family visiting often.

Retirement perks:

• Parks, trails, and lake access (near Grapevine Lake)
• Great mix of quiet neighborhoods and retail areas
• Proximity to healthcare and major highways

6. Sherman & Gainesville

If you’re looking for a smaller town feel with access to amenities, Sherman and Gainesville are worth a look. These growing areas north of DFW are becoming popular with retirees looking for value and space.

What they offer:

• Lower home prices
• Quaint downtown areas and friendly communities
• Access to Lake Texoma and outdoor recreation
• Less traffic, more peace and quiet

What to Consider When Retiring in North Texas

When choosing the right retirement destination, it’s important to think about:

• Healthcare proximity
• Cost of living and property taxes
• Access to recreation and community activities
• Safety and walkability
• Proximity to friends and family

Every retiree is different, and that’s why we’re here to help you explore your options and find what truly fits your lifestyle.

Thinking About Retiring Here? Let’s Talk.

Whether you’re looking for a lake view, a golf course, or a great community close to the grandkids, Smart Realty can help you find the perfect place to call home.

We know North Texas, and we know what matters when you’re planning for this exciting next chapter. Contact us today to start your search.